HOW TO SAVE MONEY AND NOT KNOW IT?

I found out a nice little secret idea. Forget about it! Yep, this is my secret to saving money. Here’s the story:
In 2014 most of you read that we had the house fire. During the months that followed, tons of wonderful people (a bunch that we didn’t even know?!) were sharing things with us. They gave us clothes, toys, furniture, money and gift cards. Well, we were getting so many gift cards that I had to come up with some type of organization system for them. Some needed to be used up immediately after the fire (clothes, grooming supplies, etc.) but some would not be used until we had our home back (food, namely for the pantry and freezer. My method was to put them all in a small metal box that a friend gave me for crafting. It was about the size of a 3×5 index card. I purchased an index card alphabet file and stuck it in the box. Now I could place each of the cards under the appropriate section – smart right…maybe?!

gift-cards

It has been almost three years since that fire. When I was cleaning some stuff up, I found the box. First instinct was to shake it (have no clue why I did that – duh!) and it made noise, so I opened it. The individual file cards were still in there, so I decided to check it one more time. SURPRISE….two Safeway grocery cards!! WOO HOO – even better was when I called on them to find out they had not lost any value! We started the first of our new year with $150 to spend on groceries – yea!!!
Once upon a time, I carried a Safeway savings card, but for the life of me could not find it now (figures). We got to the store and the first thing I did was sign up for a new card – machine was broken (figures again – yes, I am giggling at myself now). The nice lady in the booth did tell me that the card would work just fine but to try to register on the machine next time I come in. Now, I remember thinking to myself “Sure I will – not – I very seldom go to Safeway to shop since it is more expensive UNLESS you have their card – which I hate deeply!”
I took the card, caught up with my sister and grandson, and we continued to shop. The cart kept getting more and more full – got me a bit worried. We could not afford $300 worth of food at that moment and really did not need that much. Our last stop was at the deli at which point my sister and I decided; there was enough food in the cart to not hit up the deli.
Time for the damages!
My sister and grandson were unloading while I grabbed my new Club Card and the two gift cards. I also took out my checkbook waiting to see how bad the damages were. The cashier kept sliding foods; the little dinger kept dinging, the total kept growing on the screen. I had shown her the new club card and the two gift cards before she started, now she was asking for them.
She scanned the first – $50 off. Then the second $100 off. Then the club card…the dinger kept dinging. The noises stopped, and she announced to me:
“Your total is .75¢.”
I am sure the look on my face was shocking enough to scare a ghost – I thought I heard her wrong, so I said: “HOW MUCH?” (yes, my voice did get louder here!) To which she replied the same –
“Your total is .75¢.” (This time with a really big grin on her face!)
I stood there stunned for a moment, then glanced over at my sister who was now starting to giggle a bit. I calmly dug into my purse and pulled out a one dollar bill and handed it to the cashier. The gal waiting in line behind me leaned over and said: “Can I shop with you next time?” At this point, we were all laughing. Two more people behind her also requested to shop with me.
So now, the family pick-me-up motto for this year is “only 75 cents, ” and anytime we feel a bit stressed, one of us will look at the other, say “only 75 cents,” and start laughing! Over $200 worth of groceries for .75¢ – can’t beat that way to save!
Well, I have told my sister that I am going to try this for 2017 Christmas time. I am going to pick up a gift card (Walmart too) and every time I shop in that store, add $10-$20 to the card. Then just shove it back into my purse for “saving” purposes. I will try to remember to share with you, toward the end of this year, if this worked or not. Wish me luck! I don’t think it will be as nice a surprise as this Safeway visit was, but it may just make my Christmas shopping easier!
( I got the idea to share this story with you from a fellow blogger’s 2016 resolution: https://achatovercoffee.com/2016/12/31/new-years-goals-stash-some-cash/ She also has a pretty good sense of humor and shares some great ideas on her home improvements. Check her out if you get a minute!)
merry-christmas    to me in 2017???

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helbergfarmstories

I love to write. It is one of the constants in my life that brings me joy. I also love to tell stories, read, knit, crochet, weave, plant gardens, raise our own food, play game with my grandson and throw out my wicked sense-of-humor every chance I get (parents fault – they raised us this way, and I am very glad of it!). I have hundreds of great stories from my life that I want to share. Most are very humorous, some maybe not so much. I hope that all are found interesting. Some of the things that have happened to me in life are: • Growing up on a farm in Wisconsin. • Raising and creating 4-H projects for the fair. • Growing food through natural methods (no chemicals here). • Learning (via trial-and-error methods) how to process all kinds of foods. • The death of several loved ones: Parents, fiancé, grandson. • Living through 2 house fires (2nd of which cost me the one grandson). • Having and raising a disabled daughter (20 surgeries in the first 20 years of her life). • Surviving a rape and abusive x-boyfriend and now being able to talk about it. • Giving up everything and moving to another state with $100 in my pocket. • Giving up a steady well-paying job to buy a farm. • Learning and sharing how to really enjoy farm life. • Writing through all of it. These are just samples of all the amazing things I have experienced. I had parents that were amazing! They encouraged all of us to try everything, at least once. Mom tried to get us to enjoy the riches of the world – fine dining (got some great stories on those episodes), how to sit up straight and walk straight to be noticed. She showed us how to walk into a room as if you owned the place. The best thing she taught us was the fine art of storytelling. She grew up with only the radio era folk, so the art of conversation was everything. One regret I have is that I did not keep the letters between her and our Aunt Elaine. They were filled with family happenings and priceless! Dad was a different egg. He and mom seemed like such opposites, but no two opposites were more meant for each other. He was a big, strong, tough man that had been through war times and then something much worse – surviving three daughters! EEEK! Now, looking back, I realize why they both grayed prematurely – we three gremlins. The thing that stands out most in my memory of my father is his compassionate humor. No matter how mad he got at something stupid one of us did, there was always the little twinkle in his eye that told us it was ok. My little sister had him wrapped around her finger – she could do no wrong in his eyes. To best describe him is to let you know that his knick-name for me was “Dumb Shit.” To understand it you may have to watch old Archie Bunker shows – that was my dad. My sisters and I all have some type of talent. The oldest is the wet-noodle. She falls for any stray that comes her way. Then has to feed it and the world (she's an excellent cook by-the-way!) immediately. The youngest is the Artist. She can draw, paint, and/or create so many different things and she too has the passion for cooking. The biggest difference in the two is the first can’t even draw stick people and cooks using shortcuts. The 2nd does everything from scratch – art and cooking. Me, I’m the middle kid. I love to tear things apart and put them back together. I create from scratch – yarn, paint, draw, paper crafts, clay, wood and a number of other things. Cooking is not my passion, I will do it if I have to or if I get an inclination, but it’s not where my heart if. The one big thing we all have in common is our humor. So, my wish here is that as you read my blog (stories), you will find enjoyment in them. What is life if we cannot have a little fun in it?

10 thoughts on “HOW TO SAVE MONEY AND NOT KNOW IT?”

  1. We do something like that. We shop at Sainbury’s (I don’t think you have it over there?)…But they have a thing called Nectar. Its a kind of loyalty card thingie… You get 1 point for every pound you spend.
    Now. you can also collect Nectar points in a few other shops we use (Including petrol stations). Long story short, we did the same as you. We got all our Christmas shopping for practically nothing, just by saving up the points through the year.

    Not bad, eh?
    But we also do the same as you. Put 5 or 10 pounds on the side for later on (Birthdays or whatever mainly).

    Liked by 1 person

    1. I used to do it faithfully – then the fire mess threw me off. Do think it’s time I get back to it!?! It’s always fun to find “good” surprises! hee hee – – – Hows the gardens growing Kal? We are starting our seed charts and planning our planting plots (say that 5 times fast – eeek). Opening up some new spaces this year for some major vertical gardening projects – we shall see??!!

      Liked by 1 person

      1. I guess a major thing like a fire can really kick you sideways. B-(

        Garden is fine. I have my potatoes now, my onions and everything else apart from some strawberry plants. I may buy those though.
        I know when I want stuff. I just need to buy everything and get it all I place!

        Liked by 1 person

  2. First off, thanks for sharing A Chat Over Coffee! I’m going to post this comment and then go tell my kids that I actually do have a sense of humor…maybe that will stop their eye-rolling at my jokes? Then I’m going to social media to share your gift card story. I love the idea of stashing a little cash on a gift card each week and then using it for a big shop (Christmas? Charity? Whatever!). Only 75 cents is awesome!
    Blessings, Leigh

    Liked by 1 person

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